Is Accident Cover included with Medical Insurance?

Wednesday, May 10, 2023

Accident Cover isn’t always included with Medical Insurance, but you can combine them. Accident Cover and Medical Insurance are separate products. But if you combine the two, you get more comprehensive medical cover.

What does Medical Insurance cover?

Most medical cover plans in South Africa are expensive. Many South Africans buy Medical Insurance as a cost-effective medical plan. Medical Insurance gives you access to private healthcare through various day-to-day benefits. Medical Insurance covers various day-to-day medical expenses, including:

  • Private doctor (General Practitioner) visits.
  • Virtual Doctor Consultations.
  • Acute Medication.
  • Over the Counter (OTC) Medication.
  • Chronic Medication.
  • HIV Programme.
  • Dentistry.
  • Optometry.
  • Maternity benefits (2D scans).
  • Health Screenings.
  • And more.

Medical Insurance gives you an affordable way to access private healthcare services.

What coverage do you get with Accident Cover?

Accident Cover is an insurance product that provides cover if you have an accident. Accident Cover gives you access to benefits if you sustain an injury from an accident. Some of the benefits of Accident Cover include:

  • Emergency transport via Netcare 911.
  • Casualty treatment.
  • Private hospital  over for emergency medical treatment as a result of an accident.
  • Disability and death cover as a result of an accident.
  • Cover in case of a heart attack or stroke.

The main difference between Medical Insurance and Accident Cover is the coverage scope. Medical Insurance covers day-to-day medical expenses. Accident Cover only covers injuries or fatalities arising from accidents. The scope of Accident Cover also includes coverage in case of a heart attack or stroke. 

Do you want Medical Insurance with Accident Cover?

With Get Medical Insurance, you can combine both Medical Insurance and Accident Cover. With this combination you can create an affordable medical plan for your family. You can get cover for day-to-day and in-hospital medical expenses caused by accidents.

Life is unpredictable. You need cover for unexpected medical expenses. Don't wait for the bills to pile up, you need medical cover for all your needs.

Get the best medical cover from Get Medical Insurance in one combined package. Complete the form below.